Making Voluntary Contributions

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About 800,000 home owners use CPF to pay their housing loan instalments each year

Number of home owners using CPF to pay their housing loan instalments

8 in 10 home owners aged 50 and below who used CPF to pay their loan had sufficient CPF savings for at least 6 months of instalments

No. of home owners using CPF for housing loan instalments in Dec 2022
Number and proportion of home owners with sufficient CPF savings for at least 6 months of housing loan instalments by age group
Legend for Number and proportion of home owners with sufficient CPF savings for at least 6 months of housing loan instalments by age group

More than 30k members made voluntary housing refunds in 2022, doubled that of 2020

Number of home owners making voluntary housing refunds and amounts refunded

Owners for over 9 in 10 properties fully refunded CPF used when they sold their property

Number and proportion of home owners able to fully refund CPF used when selling their property
Legend for Number and proportion of home owners able to fully refund CPF used when selling their property

Note: Figures refer to properties sold within the year 


Increase in take-up rate of Lease Buyback Scheme and Silver Housing Bonus

Number of members who take up Lease Buyback Scheme and Silver Housing Bonus

Total amount received in Cash and CPF

Amount received in cash and CPF from taking up Lease Buyback Scheme and Silver Housing Bonus
Legend for Amount received in cash and CPF from taking up Lease Buyback Scheme and Silver Housing Bonus