Home Protection Scheme (HPS) Premium Calculator

HPS is a mortgage-reducing insurance scheme which helps insured members and their families pay off their outstanding housing loans up to the insured sum in the event of the insured members' permanent incapacity or premature death before age 65.

This calculator estimates the premium for a new HPS cover. If you are adjusting your HPS cover, please email us at member@cpf.gov.sg for the estimated premium.

Important Notes
  • You may take 5 minutes to calculate the estimated HPS premium.
  • HPS covers members who are between the ages of 21 and 65.
  • Please read the Disclaimer before proceeding further.

  • All fields marked with are mandatory.
e.g. dd/mm/yyyy

Flat Type
HDB
$
e.g. 123.23
e.g. 10
Coverage (Default 100%)
%
e.g. 10

HPS is a mortgage-reducing insurance scheme which helps insured members and their families pay off their outstanding housing loans up to the insured sum in the event of the insured members' permanent incapacity or premature death before age 65.

This calculator estimates the premium for a new HPS cover. If you are adjusting your HPS cover, please email us at member@cpf.gov.sg for the estimated premium.

(Note : HPS covers members who are between the ages of 21 and 65)

Date Of Birth
01 Jan 0001
Sex
Male
Flat Type
HDB
Loan Amount
$0.00
Loan Interest Type
Concessionary Rate
Term Of Loan in years
years
Coverage (Default 100%)
100%

Results

Premium Payment Term
years
Annual HPS Premium Payable
$