The CPF Board takes a serious view on employers who do not pay CPF contributions correctly and promptly to their employees. Employers who failed to pay or underpay CPF contributions for their employees are required to make good on the CPF contributions. Enforcement actions would be taken and penalties imposed.
The CPF Board has a system to detect employers who are late in paying CPF contributions, and also conducts regular audits on employers to check if CPF contributions paid are correct.
If your employer is in financial difficulties, while CPF Board will continue to take enforcement actions, you should be mentally prepared that unless the employer’s business turn for the better, the CPF contributions owed may not be recoverable. To avoid adding to the amounts owed, you may wish to assess your situation carefully and consider approaching Workforce Singapore for job switch assistance.
You can protect yourself by checking if your CPF contributions are prompt and accurate. If you have registered your email address with us, or enabled personalised notifications on the CPF Mobile app, you will receive our CPF Contribution Alert when your CPF contributions are credited in your CPF accounts. For example, you will be notified when your CPF contributions for the month of September 2022 have been credited any day between 1 September to 31 October 2022.
If your CPF contributions are not paid on time or accurately, please approach your employer for clarification immediately while documentary evidence is fresh. If CPF contributions were paid in error, your employer will need to submit a request for adjustment or refund without delay, and no later than one year from the due date of payment. If your employer does not provide you with a satisfactory response, you can lodge a report with CPF Board.