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Retirement Sum Topping-Up Scheme

QCan I transfer my Ordinary Account savings to Special Account?

You may transfer your Ordinary Account (OA) savings to your Special Account (SA) to build up the retirement savings if you are:
  • below 55 years old, and
  • have less than the current Full Retirement Sum in your SA, which includes net savings withdrawn under the CPF Investment Scheme - Special Account (CPFIS-SA) for investments that have not been completely disposed of.
If you do not intend to use your OA for housing, you can consider transferring the savings from your OA to SA for higher interest. However, do note that the transfer is irreversible.


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