You can make CPF transfers or cash top-ups to your own and/or your loved ones' Special Account (SA) (for recipients below age 55) or Retirement Account (RA) (for recipients aged 55 and above). CPF transfers can only be made to yourself, your parents, parents-in-law, grandparents, grandparents-in-law, spouse and siblings. Cash top-ups can be made to any recipient. You can also make cash top-ups for your employees.
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