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QWhat are the CPF interest rates?

CPF Account   Interest Rate  Valid Till Date
Ordinary Account  Up to 3.50% p.a. 31 March 2020
(reviewed quarterly)
Special & MediSave Accounts  Up to 5.00% p.a. 31 March 2020            
(reviewed quarterly)
Retirement Account  Up to 5.00% p.a. 31 December 2020
(reviewed yearly)
Central Provident Fund (CPF) members currently earn interest rates of up to 3.5% per annum on their Ordinary Account (OA) monies, and up to 5% per annum on their Special and MediSave Account (SMA) monies. Retirement Account (RA) monies currently earn up to 5% per annum.

The above interest rates include an extra 1% interest paid on the first $60,000 of a member''s combined balances (with up to $20,000 from the OA).

From January 2016, CPF members aged 55 and above will also earn an additional 1% extra interest on the first $30,000 of their combined balances (with up to $20,000 from the OA). As a result, CPF members aged 55 and above will earn up to 6% interest per year on their retirement balances.

This is part of the Government's efforts to enhance the retirement savings of CPF members.

Please follow the respective links to view more information on the CPF interest rates and historical CPF interest rates (PDF, 114 KB).

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