CPF savings can be used to pay the stamp duty and survey fees. However, monthly service and conservancy charges, and other charges related to the use of the property, including taxes, cannot be paid with your CPF savings.
As stamp duty is payable within 14 days from the date of the sale and purchase agreement or the date of acceptance of the option to purchase, you will need to use cash to pay the stamp duty first. Subsequently, you can apply for a one-time reimbursement from your CPF account together with your application to use your CPF savings to buy a property.
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