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Housing Scheme



QCan I use my CPF savings for the same property after effecting a voluntary housing refund to my account?
A

You can use your Ordinary Account savings for the same property after effecting a voluntary housing refund to your account so long as you still have an outstanding loan.

For private properties: If you wish to use your CPF savings to service the outstanding housing loan after making the full cash refund, you will need to submit a fresh application to the Board through your lawyers. You will incur legal costs in the process as we need to lodge a new CPF charge on the property to secure the refund of new CPF savings used for the property.




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