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MediShield Life

QIt is unlikely that members with comprehensive employer medical benefits will benefit much from MediShield Life. Should concessions be made for them?

Healthcare coverage from employers is rarely guaranteed for life. Employees with healthcare coverage from their employers may lose such coverage when they leave employment or retire, and may not be able to re-apply for coverage thereafter if they have already developed some health conditions.

Universal lifelong coverage under MediShield Life ensures that all Singapore Residents will have assurance against large healthcare bills. It is in line with our move to a more inclusive society with stronger collective responsibility. MediShield Life coverage is thus mandatory for all Singapore Citizens and Permanent Residents, including those who receive benefits from their employer. This enables all Singapore Residents to share in the national risk pool and play our part in supporting our healthcare costs.

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