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QHow much extra interest can I earn on my CPF balances?

To enhance the retirement savings of Singaporeans, the Government pays extra interest on the first $60,000 of your combined balances (capped at $20,000 for Ordinary Account (OA)). The amount of extra interest paid to you would depend on your CPF balances and age.

The sequence for the account balances used to make up the combined balances is as follows:

  1. 1st: Retirement Account (RA), including any CPF LIFE premium balance
  2. 2nd : OA, with a cap of $20,000
  3. 3rd : Special Account (SA)
  4. 4th: MediSave Account (MA)

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