The Silver Support (SS) Scheme is meant to support seniors who had low incomes during their working years and now have less in retirement. To identify this target group, three criteria are used in tandem – lifetime wages, housing type, and the level of household support.
Singapore citizens aged 65 and above will be eligible for the SS Scheme if they meet all of the following criteria:
1. Low lifetime wages - Total CPF contributions* by age 55 is not more than $140,000. Self-employed persons should also have an average annual net trade income# of not more than $27,600 when they were between the ages of 45 and 54; and
2. Housing type - Live in a 1- to 5-room HDB flat; and do not own, or have a spouse who owns, a 5-room or larger HDB flat, private property or multiple properties; and
3. Low household support - Live in a household with a monthly income per person of not more than $1,800.
Silver Support will be enhanced in 2025. For the updated eligibility criteria from 2025, please refer to our FAQs here.
CPF Board will automatically review your eligibility for SS every year. Seniors who qualify for the Silver Support (SS) Scheme will receive a notification in December of the preceding year.
Eligible seniors turning age 65 will be notified of their eligibility in December of the year before they turn 65. They will start receiving SS in the quarter they turn 65.
In addition to the notification, all Singaporeans aged 65 and above can check their SS eligibility by logging in to the SS e-Services using their Singpass.
*Total CPF contributions refers to the total sum in an individual’s Ordinary Account and Special Account, including the amounts withdrawn for housing, education and investment.
#Net trade income refers to the gross trade income minus all allowable business expenses, capital allowances and trade losses as determined by IRAS.
