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When can I withdraw my CPF savings?

You can apply to withdraw a portion of your CPF savings anytime from 55 whenever you have immediate needs for cash. There is no limit to the number of withdrawals you can make. Find out how much you can withdraw.

If you do not have an immediate need, you can leave your savings in your CPF accounts as rainy day funds while enjoying risk-free interest rates* of up to 6% per annum, and withdraw them only when you need to. With PayNow, you can generally receive your withdrawn monies almost instantly.

* Based on the current 4% interest rate floor on Special and Retirement Account monies.