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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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How much can I withdraw from my CPF accounts?

If you are aged 55 and above, please follow these steps to check how much you can withdraw from your CPF accounts:

  1. Log on to Retirement Dashboard using your Singpass
  2. Scroll down to "Withdraw for immediate retirement needs"

You can refer to the following for more information on how much CPF savings a CPF member can withdraw from 55:

The amount you can withdraw depends on the balances in your CPF account and the year you are born. For members born in 1958 and after:

Savings in your Special Account and Ordinary Account Amount which you can withdraw
$5,000 or less All your Special and Ordinary Account savings
Between $5,000 and your Full Retirement Sum

(i) $5,000,

and

(ii) Any Retirement Account savings (excluding interest earned, any government grants received and top-ups made under the Retirement Sum Topping-up Scheme) above your Basic Retirement Sum, if you own a property with remaining lease that can last you to at least 95 years old.

More than your Full Retirement Sum

(i) $5,000, or your Special and Ordinary Account savings above your Full Retirement Sum, whichever is higher

and

(ii) Any Retirement Account savings (excluding interest earned, any government grants received and top-ups made under the Retirement Sum Topping-up Scheme) above the Basic Retirement Sum, if you own a property with remaining lease that can last you to at least 95 years old.

Examples on how CPF withdrawals are computed.