Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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Why can't I withdraw my top-ups and accrued interest using my pension/annuity?

Top-ups to your retirement savings are meant to build up your retirement savings and boost your retirement payouts for your living expenses, and cannot be withdrawn as cash in a lump sum or used for other purposes.

In addition to earning risk-free interest rates on your top-ups, you might have also benefited from tax relief. Allowing withdrawals of the top-ups and the accrued interest would defeat the purpose of the scheme and the incentives given.