When do I have to choose my CPF LIFE plan?
You will only need to choose your CPF LIFE plan when you wish to start receiving your CPF LIFE monthly payouts.
If you are automatically included in CPF LIFE, this can be any time from 65 to 70. CPF Board will notify you before you reach 65 to explain the options you have and the choices you have to make. If you do not choose a plan before age 70, we will automatically place you on the CPF LIFE Standard Plan and start your payouts at 70.
If you are not automatically included in CPF LIFE, you can choose your CPF LIFE plan when you wish to join the scheme, any time from 65 to one month before you turn 80.
For more details on how to decide on the right CPF LIFE plan for you, please refer to What are the CPF LIFE plans available and which is the right plan for me?