BetaWelcome to the new CPF website! As this is still a work in progress, some features are only available at the main CPF site. Try it and share your views with us!

The CPF e-Services will not be available on 22 Aug 2021 from 2am to 5am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

Scam alert: If you receive an email from anyone claiming to be a CPF staff, requesting you to verify your identity in order to receive a CPF refund, please do not click on the link. Before keying your personal details or Singpass ID/password, please always check that the webpage ends with ‘gov.sg’.

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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When can I start my monthly payouts?

You can start your monthly payouts any time from your payout eligibility age (PEA). Please refer to the table below for your applicable PEA.

Year of Birth

Payout Eligibility Age

1944 to 1949

62

1950 and 1951

63

1952 and 1953

64

1954 and after

65

If you were born before 1944, your PEA is 60.

If you have serious medical conditions, you can also apply for earlier withdrawal of your CPF savings. You may refer to this link for more details.

You can refer to this infographic (English (PDF, 0.2MB), Chinese (PDF, 0.5MB), Malay (PDF, 0.2MB), Tamil (PDF, 0.2MB)) for 5 Things To Note if you are on the Retirement Sum Scheme.