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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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I know that CPF LIFE Basic Plan is a legacy option. But why did Government introduce Basic Plan previously? Can I switch to another plan?

When CPF LIFE Basic Plan was first introduced in 2009, it was better than the Retirement Sum Scheme which did not have payouts for life. However, to better suit Singaporeans’ needs, we have since introduced Standard and Escalating plans. Basic Plan is kept as a legacy plan. Monthly payouts under the Basic Plan start lower than Standard Plan and will get progressively lower when your combined CPF balances eventually fall below $60,000.

If you are on the Basic Plan or other legacy plans such as the Balanced, Plus and Income plans, you can consider switching to the Escalating Plan to benefit from increasing payouts or the Standard Plan to enjoy higher and level payouts. Simply make the switch before age 80.