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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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I have not joined CPF LIFE yet. How can I increase my future monthly payouts?

You can get higher CPF LIFE monthly payouts by:

  1. Topping up your Retirement Account (RA) under the Retirement Sum Topping-up Scheme
    You or your loved ones can make cash or CPF top-ups (or both) to your RA up to the Enhanced Retirement Sum by following the steps below:
            1. Login to my cpf Online Services with your Singpass
            2. Click on My Requests > Building Up My / My Recipient’s CPF Savings
    The more RA savings you use to join CPF LIFE, the higher your monthly payouts.

  2. Starting your monthly payouts later (up to 70)
    You can start your payouts at a later age. For each year that you start later, your CPF LIFE monthly payouts will increase by up to 7%. This will give you up to 35% increase in payouts if you choose to start your payouts at 70 as your CPF savings will accumulate more interest. You will only need to apply for your CPF LIFE plan when you wish to start your payouts. The latest age you can start your payouts is 70, after which they will automatically begin.

  3. Monetising your property
    If you own a property, you can also consider monetising your property.
     

You can use the CPF LIFE Estimator to find out how much RA savings you need, or the age you need to start your payouts to get your desired monthly payout.