Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 4 Dec 2022, from 12am to 8am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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I have already joined CPF LIFE. How can I increase my monthly payouts?

If you have already joined CPF LIFE, you can increase your monthly payouts by:

  1. Using your withdrawable CPF savings to increase your CPF LIFE premium
    If you are born in 1958 or after, you can withdraw up to 20% of your retirement savings from 65. This includes the first $5,000 withdrawable at any time from 55. If you are born in 1957, you may withdraw up to 10% of your retirement savings from 65, as you can already withdraw up to 10% of your CPF savings from 55. You can choose to use this withdrawable amount to increase your CPF LIFE premium. If you would like to do so, please write in to us via My Mailbox.

  2. Topping up and increase your CPF LIFE premium
    You or your loved ones can make cash top-ups and CPF transfers to your Retirement Account up to the current Enhanced Retirement Sum by following the steps below:
             1. Head to cpf.gov.sg/rstuform
            2. Log in using your Singpass

  3. Deferring your monthly payouts (up to 70)
    You can apply to defer your monthly payout by following the steps below:
            1. Login to my cpf digital services with your Singpass
            2. Click on My Requests > CPF LIFE > Apply to Defer CPF LIFE Payout

  4. Monetising your property
    If you own a property, you can also consider monetising your property.

If you wish to enquire on your revised payout, please write in to us via My Mailbox.