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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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I have already joined CPF LIFE. How can I increase my monthly payouts?

If you have already joined CPF LIFE, you can increase your monthly payouts by:

  1. Using your withdrawable CPF savings to increase your CPF LIFE premium
    If you are born in 1958 or after, you can withdraw up to 20% of your retirement savings from 65. This includes the first $5,000 withdrawable at any time from 55. If you are born in 1957, you may withdraw up to 10% of your retirement savings from 65, as you can already withdraw up to 10% of your CPF savings from 55. You can choose to use this withdrawable amount to increase your CPF LIFE premium. If you would like to do so, please write in to us via My Mailbox.

  2. Topping up and applying to increase your CPF LIFE premium
    You or your loved ones can make cash or CPF top-ups (or both) to your Retirement Account up to the current Enhanced Retirement Sum by following the steps below:
            1. Login to my cpf Online Services with your Singpass
            2. Click on My Requests > Building Up My / My Recipient’s CPF Savings

    Please ensure that the top-up has been credited to your RA, before you apply to increase your CPF LIFE premium by following the steps below:
            1. Login to my cpf Online Services with your Singpass
            2. Click on My Requests > CPF LIFE > Apply to Increase CPF LIFE Premium

  3. Deferring your monthly payouts (up to 70)
    You can apply to defer your monthly payout by following the steps below:
            1. Login to my cpf Online Services with your Singpass
            2. Click on My Requests > CPF LIFE > Apply to Defer CPF LIFE Payout

  4. Monetising your property
    If you own a property, you can also consider monetising your property.

If you wish to enquire on your revised payout, please write in to us via My Mailbox.