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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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I am under a legacy plan (i.e. Basic, Balanced, Plus or Income Plan). What are my options if I want to switch my CPF LIFE plan and/or increase my monthly payouts?

If you are on a legacy plan (i.e. Basic, Balanced, Plus or Income Plan) which was introduced at the start of the scheme in 2009, your monthly payouts will get progressively lower when your combined CPF balances eventually fall below $60,000. To avoid a drop in your monthly payouts, you may consider switching your CPF LIFE plan to Escalating or Standard Plan.

To increase your monthly payouts, you may consider doing the following:

  • Use your withdrawable CPF savings to increase your CPF LIFE premium
  • Make a cash top-up and/or CPF transfers into your Retirement Account
  • Defer your monthly payouts (up to age 70)