Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 4 Dec 2022, from 12am to 8am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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I am under a legacy plan (i.e. Basic, Balanced, Plus or Income Plan). What are my options if I want to switch my CPF LIFE plan and/or increase my monthly payouts?

If you are on a legacy plan (i.e. Basic, Balanced, Plus or Income Plan) which was introduced at the start of the scheme in 2009, your monthly payouts will get progressively lower when your combined CPF balances eventually fall below $60,000. To avoid a drop in your monthly payouts, you may consider switching your CPF LIFE plan to Escalating or Standard Plan.

To increase your monthly payouts, you may consider doing the following:

  • Use your withdrawable CPF savings to increase your CPF LIFE premium
  • Make a cash top-up and/or CPF transfers into your Retirement Account
  • Defer your monthly payouts (up to age 70)
For personalised details on how your monthly payout will change if you switch your CPF LIFE plan and/or enhance your payouts, please go to to book your 1-to-1 CPF Retirement Planning Service (CRPS) consultation session with us at any CPF Service Centres.