Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 4 Dec 2022, from 12am to 8am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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Do I really need to be concerned about outliving my monthly payouts?

We cannot predict how long we will live. Hence, it is not easy to decide how much we need for our retirement. Spend too much and you might not have enough. Save too much and you end up depriving yourself.

With technology and healthcare becoming more advanced, we're also likely to live longer. Most people underestimate how long they will live and don’t set aside enough.

CPF LIFE provides certainty of lifelong payouts, so you can enjoy peace of mind in your retirement years, knowing that you will have monthly payouts no matter how long you live.

On the other hand, if you are not on CPF LIFE, your monthly payouts will stop when your savings run out.