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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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How is CPF LIFE attractive?

CPF LIFE is attractive for the following reasons:

  1. Payouts for life
    CPF LIFE provides you with retirement payouts no matter how long you live, unlike most private retirement income plans that only do so for a limited period.

  2. Safe product with high, risk-free returns
    CPF LIFE monies are guaranteed by the Singapore Government, and provide high, risk-free returns of up to 6% p.a. Annuities offered by the private sector are subject to investment market returns.

  3. Lower costs
    Being non-profit and administered by the CPF Board, the CPF LIFE scheme does not incur costs from advertising and agents’ commissions. With a large member base, longevity risks and costs can also be better spread out.