Scheduled Maintenance: CPF digital services will not be available on 7 Apr 2024, from 12am to 8am.

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How are the CPF LIFE premium and payout for each plan calculated?

The CPF LIFE premium and payout levels are determined by an independent actuarial consultant. They are dependent on factors such as:

  1. Retirement Account savings used to join CPF LIFE
  2. Sex;
  3. Age;
  4. CPF interest rates; and
  5. Mortality rates