Scheduled maintenance: Long-term care insurance information on Healthcare Dashboard is unavailable from 26 April 2024, 8pm to 28 April 2024, 11.30pm for upgrades.

Scheduled maintenance: CPF digital services will not be available on 28 Apr 2024, from 12am to 6am.

Scheduled maintenance: Long-term care insurance information on Healthcare Dashboard is unavailable from 26 April 2024, 8pm to 28 April 2024, 11.30pm for upgrades.

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How will the annuitisation of the non-withdrawable Ordinary and Special Account savings as CPF LIFE monthly payout affect my eligibility to withdraw or service the housing commitments that are financed by my Ordinary Account savings?

Your eligibility to make lump sum withdrawals from your Ordinary and Special Account (OSA) will not be affected. This is because only the OSA savings that cannot be withdrawn in a lump sum will be annuitised to provide you with higher CPF LIFE monthly payouts.

The purpose of your CPF savings is to provide you with a stream of retirement income. If you still have housing obligations after starting your monthly payouts, you can use your monthly payouts or monies in excess of your Full Retirement Sum after this transfer to meet your housing needs.