Scheduled Maintenance: CPF digital services will not be available on 3 Dec 2023, from 12am to 8am.

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Does my CPF LIFE premium continue to earn interest?

Yes, your CPF LIFE premium will continue to earn interest just like your Retirement Account savings. It will earn a 4% floor interest and up to 2% extra interest on the first $60,000 of your combined CPF balances. The interest earned is factored into your monthly payouts and you receive a higher payout from the start.

You can learn more about how interest is earned on your CPF savings.