Scheduled Maintenance: CPF digital services will not be available on 3 Dec 2023, from 12am to 8am.

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Can I defer my monthly payouts beyond 70 if I am not on CPF LIFE?

You will not be able to defer your monthly payouts beyond 70. The purpose of your retirement savings is to provide you with a stream of retirement income.

If you have no immediate need for the payouts, you can consider investing them outside the CPF system. Do note that investing outside of CPF carries a certain level of risk and requires careful consideration.