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What is the current Enhanced Retirement Sum?

The current Enhanced Retirement Sum (ERS) for 2024 is $308,700.

The ERS is increased yearly. For members 55 and above who wish to have higher monthly payouts in retirement, they can top up their Retirement Account up to the current ERS. To find out how much you can top up, log in to your Retirement dashboard.

From 2025, the ERS will be raised from 3 times the BRS to 4 times to enable members to voluntarily commit more savings for even higher payouts.

Here are the ERS amounts for 2024 to 2027 to enable you to plan your top-ups:

Year

2024 (Current)

2025

2026

2027

Enhanced Retirement Sum

$308,700

$426,000

$440,800

$456,400