Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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What are the retirement sums - Basic Retirement Sum (BRS), Full Retirement Sum (FRS) and Enhanced Retirement Sum (ERS)?

The Basic Retirement Sum (BRS), Full Retirement Sum (FRS), and Enhanced Retirement Sum (ERS) serve as guideposts in helping you set aside savings for your desired retirement payouts.

The BRS is meant to provide you with monthly payouts in retirement that cover basic living expenses. If you own a property in Singapore with remaining lease that can last you to at least 95 years old, you can set aside the BRS in your Retirement Account and withdraw the amount in excess of the BRS by using your property.

The FRS is two times of BRS, and is meant to provide you with higher monthly payouts that cover rental expenses as well. If you don't own a property, or wish to receive the full monthly payouts, you can set aside the FRS.

The ERS is three times of BRS. If you wish to receive even higher payouts, you can choose to set aside the ERS by making a top-up.

See what are the retirement sums applicable to you.

How much you set aside depends on your CPF balances and desired monthly payouts. Find out how much savings you need to set aside for your desired payouts.