Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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How are the retirement sums determined?

The Basic Retirement Sum (BRS) takes reference from a person's expenditure from a lower-middle retiree household, according to the latest Household Expenditure Survey (HES). It assumes that the member owns a property that can last him up to 95 and he does not need to pay rent in retirement.

The Full Retirement Sum and Enhanced Retirement Sum are set at two and three times of the BRS respectively.

The retirement sum you need to set aside depends on when you turn 55 and is fixed for the rest of your life.

Find out why the retirement sums are adjusted yearly for successive cohorts.