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Whose CPF savings can I use under the CPF Education Loan Scheme?

You and/or the student can apply for this loan scheme if you meet the following conditions:

  • You are using your Ordinary Account (OA) savings to pay for your own, children’s, spouse’s, siblings’ or relatives’ tuition fees.
  • You have sufficient OA savings and Available Withdrawal Limit to be used under the CPF Education Loan Scheme.
  • The course registered is a full-time subsidised diploma/degree course at an Approved Educational Institution (AEI).

There is no need for a guarantor, unless the student is a foreigner. Please refer to the Terms and Conditions for Use of CPF Savings under the CPF Education Loan Scheme on the guarantor eligibility criteria.

In approved cases where:

You selected: A sibling's CPF savings is used



When a sibling's CPF savings is used, up to 100% of tuition fees may be paid using the sibling's CPF savings.

You selected: A relative's CPF savings is used

 

When a relative's CPF savings is used, up to:

  • 10% of tuition fees may be paid using the relative's CPF savings, if the student is studying at a university;
  • 25% of tuition fees may be paid using the relative's CPF savings, if the student is studying at a polytechnic, or pursuing a Technical Engineer Diploma (TED) or a Technical Diploma in Culinary Arts at an Institute of Technical Education;
  • 50% of tuition fees may be paid using the relative's CPF savings, if the student is studying at an art college.