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What is the MOE Tuition Fee Loan (TFL)?

Students in polytechnics and autonomous universities can apply for the Tuition Fee Loan to cover a portion of their tuition fee. The table below shows a quick guide on MOE Tuition Fee Loan.

Additionally, being a loan from MOE, the TFL repayment and interest can be suspended in periods of economic downturn. For instance, MOE has suspended the TFL repayment and interest from 1 June 2020 to 30 September 2021 to support households affected by Covid-19, and had done so in the past as well. On the other hand, repayment of the CPF education loan and interest cannot be suspended as it is to restore the member’s CPF savings for his retirement needs, and retirement security remains important, if not more so, during economic downturns.