Scheduled Maintenance: CPF digital services will not be available on 7 Apr 2024, from 12am to 8am.

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What do I need to consider before deciding which education loan to take?

You may need to consider the following before deciding on a loan type for your education:

  • What other loan options are you and the student eligible for besides the CPF Education Loan Scheme?
  • How much CPF savings can you use under the CPF Education Loan Scheme? Is it sufficient to fully finance the course?
  • If using CPF, how would it affect your housing needs (if any) and retirement planning?
  • How does the estimated loan repayment period affect the total interest to be paid?