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How do I make a repayment under the CPF Education Loan Scheme?

The student can make repayment via GIRO or other modes of repayment approved by CPF Board. It can be in a lump sum or monthly instalments.

For monthly instalments, GIRO repayment is the most convenient and preferred mode of repayment, as it automatically deducts the amount required each month. Student may apply for GIRO application online or by mail.

Online using my cpf (recommended)

  1. Log in with your Singpass.
  2. Submit a GIRO application via My Requests.


  1. Download and complete the FORM EDN/GIRO: Repay Education Loan Using GIRO (PDF, 0.4MB).
  2. Mail it to the address printed overleaf of the GIRO application form.

Online applications are recommended as it will be processed immediately. The student can log in with Singpass at the CPF website to check the GIRO application status under My Activities.

For one-time repayment / lump sum repayment, you are encouraged to make your lump sum repayment online at via 'e-Cashier'.

Please note if you make one-time repayment(s), you will need to make regular repayments monthly to avoid missed payments. Do make your repayment for the required month at least 3 working days before the end of the month to ensure sufficient processing time.