You selected: If I have used my CPF savings for my child / spouse / sibling / relative's education
If you have used your CPF savings for your child / spouse / sibling / relative's education, you will need to apply to waive the repayment. You have to meet the waiver conditions to apply.
You should only apply to waive repayment if you have no intention of continuing the use of your CPF savings for the student’s current course of study. Hence, if the student is still in midst of study, you have to first revoke the use of CPF savings for future payments for the student's current course before applying to waive repayment. Alternatively, you may submit your application to waive repayment after the student has completed his/her studies.
The waiver will include the total CPF savings withdrawn and the interest that would have otherwise been earned had the savings not been withdrawn under the scheme. It does not include the amount that has already been repaid by the student and the amount used for the student's current course of study (if applicable). The waiver application is irrevocable.
