CPF digital services will not be available on 23 Jan 2022 from 2am to 5am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

Maintenance: CPF digital services at the website will not be available on 24 Dec 2021, from 9.30am to 11am (Singapore time) due to system maintenance. We apologise for any inconvenience caused. You may still access CPF digital services on CPF mobile app.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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How do I apply to use CPF savings under the CPF Education Loan Scheme?

You are required to submit only ONE application form for each CPF member, for your entire course of study at the approved educational institution. You do NOT need to re-apply or submit a new application every semester unless you have enrolled into another approved educational institution.

The steps for applying to use CPF savings under the CPF Education Loan Scheme depends on your citizenship.

You selected: Singapore Citizen or Singapore Permanent Resident

 

If you are a Singapore Citizen or Singapore Permanent Resident, you may submit your application online through my cpf Online Services - My Requests using your Singpass. You must read the accompanying Terms & Conditions, and Procedures & Guidelines before you complete the online form.

 

The Board will notify the member of the amount of CPF savings paid out to the institution. For subsequent semesters, the tuition fees will automatically be paid to the institution, subject to the amount available for withdrawal from the member's Ordinary Account (OA) at the point of deduction. An administrative fee of $10.70 (inclusive of GST) is payable each time a deduction is made from the member's OA.

The CPF member (whose CPF funds would be withdrawn) and you must each have your own Singpass and valid email account.

  • An email* with a Uniform Resource Locator (URL) will be sent to both the CPF member's and your e-mail address provided in your application form the next day, if your application is in order. Otherwise, you will be informed that your application has been rejected.
  • The CPF member* must log in through the URL provided in the email using his/her own Singpass within 14 days from the date the application was submitted, to agree to the use of his/her CPF savings. Otherwise, your online application will be rejected.

*This is not applicable if you are applying to use your own CPF.

You selected: Foreign Student

 

If you are a foreign student, please obtain the 'Application for Use of CPF savings under the Education Loan Scheme' (FORM AES/F1) from your educational institution and send the completed form, together with any documents where applicable, to your institution by the deadline. Please note that you will need a guarantor to support your application. You must read the accompanying Terms & Conditions and Procedures & Guidelines before you complete the application form.

 

Alternatively, you may write to us at cpf.gov.sg/writetous and we will advise you on the procedures for application.

 

The Board will notify the member of the amount of CPF savings paid out to the educational institution. For subsequent semesters, the tuition fees will automatically be paid to the educational institution, subject to the amount available for withdrawal from the member's Ordinary Account (OA) at the point of deduction. An administrative fee of $10.70 (inclusive of GST) is payable each time a deduction is made from the member's OA.