Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 24 Sep 2022, 10pm to 25 Sep 2022, 5am.

Your page is loading.
One moment please.

How do I apply to use CPF savings under the CPF Education Loan Scheme?

You are required to submit only ONE application form for each CPF member, for your entire course of study at the approved educational institution. You do NOT need to re-apply or submit a new application every semester unless you have enrolled into another approved educational institution.

The steps for applying to use CPF savings under the CPF Education Loan Scheme depends on your citizenship.

You selected: Singapore Citizen or Singapore Permanent Resident

 

If you are a Singapore Citizen or Singapore Permanent Resident, you may submit your application online through my cpf Online Services - My Requests using your Singpass. You must read the accompanying Terms & Conditions, and Procedures & Guidelines before you complete the online form.

 

The Board will notify the member of the amount of CPF savings paid out to the institution. For subsequent semesters, the tuition fees will automatically be paid to the institution, subject to the amount available for withdrawal from the member's Ordinary Account (OA) at the point of deduction. An administrative fee of $10, which may be revised from time to time, plus GST, will be charged for each deduction from the CPF member's account.

The CPF member (whose CPF funds would be withdrawn) and you must each have your own Singpass and valid email account.

  • An email* with a Uniform Resource Locator (URL) will be sent to both the CPF member's and your e-mail address provided in your application form the next day, if your application is in order. Otherwise, you will be informed that your application has been rejected.
  • The CPF member* must log in through the URL provided in the email using his/her own Singpass within 14 days from the date the application was submitted, to agree to the use of his/her CPF savings. Otherwise, your online application will be rejected.

*This is not applicable if you are applying to use your own CPF.

You selected: Foreign Student

 

If you are a foreign student, please obtain the 'Application for Use of CPF savings under the Education Loan Scheme' (FORM AES/F1) from your educational institution and send the completed form, together with any documents where applicable, to your institution by the deadline. Please note that you will need a guarantor to support your application. You must read the accompanying Terms & Conditions and Procedures & Guidelines before you complete the application form.

 

Alternatively, you may write to us at cpf.gov.sg/writetous and we will advise you on the procedures for application.

 

The Board will notify the member of the amount of CPF savings paid out to the educational institution. For subsequent semesters, the tuition fees will automatically be paid to the educational institution, subject to the amount available for withdrawal from the member's Ordinary Account (OA) at the point of deduction. An administrative fee of $10, which may be revised from time to time, plus GST, will be charged for each deduction from the CPF member's account.