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I am not taking any loan to buy my property. Must I still produce a valuation report if I want to use my CPF savings to buy my property?

Even if you are not taking a loan to buy your property, you will still need to produce a valuation report if you want to use your CPF savings to purchase the property. This report helps us determine the maximum amount of CPF savings you can use for your property.

If you are buying an HDB flat, we will only accept the valuation determined by HDB, which should not be more than three months from the date of your application.

If you are buying a private property, we will only accept a valuation report conducted by a licensed valuer, which should also not be more than three months from the date of your property purchase.