Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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I am aged 55 and above. I have set aside my Retirement Sum, do I still need to refund the CPF principal amount and accrued interest when I sell my property?
You will still need to refund the CPF principal amount withdrawn and the accrued interest even though you are aged 55 and above and have set aside your Retirement Sum. If the selling price (including the option monies) after paying the outstanding housing loan is not enough to fully refund the CPF principal amount withdrawn together with the accrued interest, you do not need to top up the shortfall in cash, provided the property is sold at market value. However, any option monies (e.g. option fee and option exercise fee) received from your buyer in cash upon the sale of your property are considered part of the selling price and need to be refunded to your co-owner's and your CPF accounts before the transaction can be completed.
The amount refunded from the sale of the property will be used to meet your retirement savings up to the Full Retirement Sum (FRS) in your Retirement Account. Thereafter, any balance will be paid to you in cash. If you would like to:
  • Only refund up to your FRS so that you can receive the balance housing refund without waiting for the pay-out, you can write to us two weeks before the completion of the sale of your property; or
  • Keep the balance refunds in your Ordinary Account to pay for another property, you can submit a request via My Mailbox two weeks before the completion of the sale of your property