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How does CPF Board compute the CPF usage limits for properties which do not cover the buyers to the age of 95?

The maximum amount of CPF savings that can be used is pro-rated depending on the remaining lease of the property that can cover the youngest buyer to the age of 95. This will help buyers set aside sufficient CPF savings for their housing needs during retirement (e.g. a replacement property).

Make an informed decision on your property purchase by using the CPF housing usage calculator.

This useful tool lets you compute the allowable CPF usage you can use for your next property purchase.