Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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Why should my share of Home Protection Scheme cover minimally match my share of responsibility to service the housing loan?

Home Protection Scheme (HPS) claims are paid based on the insured sum and the share of cover of the insured. If you are covered for less than your share of responsibility in servicing the housing loan and a claim event happens, the HPS payout will not be enough to cover your share, and your co-owner might not have the financial means to continue to service the remaining housing loan.

If you are 100% responsible for the servicing of the loan and you are only covered for 50% HPS share of cover, in the event of a claim, we will only pay 50% of your outstanding housing loan up to the insured sum. Your co-owner will need to continue to service the remaining housing loan.

 

Both you and your co-owner may choose to be covered for 100% HPS share of cover each. In the event of a claim, we will settle 100% of your outstanding housing loan up to the insured sum. We will then end your co-owner's HPS cover and refund the unused premium to his Ordinary Account.