Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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Who will receive the claim benefits under the Home Protection Scheme?

The Home Protection Scheme (HPS) claim benefits will be paid to the Housing & Development Board or the mortgagee directly, to settle the outstanding housing loan, up to the insured sum.

If the claim is admitted under death ground, HPS claim benefits will be paid in a lump sum.

If the claim is admitted under medical ground, the member's housing instalments (based on the share of HPS cover) may be paid by HPS for a period of up to two years before a review of member's eligibility to claim the remaining insured sum in full is carried out.

If the HPS sum assured is higher than the outstanding loan, the excess amount will be paid to the insured member’s CPF Ordinary Account.

You may find out more on what happens to the CPF savings for deceased members.