Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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When can I apply to be exempted from the Home Protection Scheme?

You may only apply to be exempted from Home Protection Scheme (HPS) after you have obtained legal ownership of your Housing & Development Board (HDB) flat and the housing loan for the property has been disbursed.

If you have refinanced your housing loan, you may only apply for HPS exemption after the refinancing is completed and the housing loan has been disbursed by the new mortgagee.

Please note that before applying for exemption, you need to apply for HPS first. This is to avoid any delay in commencing the use of your CPF savings for your monthly housing instalments. If your exemption application is successful, premiums paid under HPS will be refunded to you.