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What will happen to my Home Protection Scheme exemption if I refinance or restructure my housing loan?

If you refinance/restructure your housing loan or had obtained a new housing loan for part-share/transfer of ownership of the flat, you would need to assess your private insurance policy(s) to ensure that the policy(s) remains sufficient to cover the newly refinanced or restructured loan. If the current policy(s) used for HPS exemption is insufficient to cover the newly-refinanced or restructured loan, please approach your insurer(s) to purchase additional policy(s) or apply for HPS.