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What will happen to my Home Protection Scheme cover if I do not pay the annual premium?

Your Home Protection Scheme (HPS) cover will lapse and you will no longer be covered under HPS. You will lose the insurance protection and HPS claim will not be payable in the event of death, terminal illness or total permanent disability.

You will need to reapply for an HPS cover if you wish to be covered under HPS in future. Your eligibility for the new HPS cover is subject to approval and you being in good health at the point of application.