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What types of property can be covered under the Home Protection Scheme?

The types of property which can be covered by Home Protection Scheme are:

You are eligible to apply for an HPS cover if you own an HDB flat with an outstanding housing loan.

You are not eligible for an HPS cover as privatised HUDC are not considered public housing.  

 

It is recommended that you purchase equivalent private insurance to cover your outstanding housing loans.

 

However, if you have applied for a HPS cover before 1 November 1998, special concession has been made to allow you to continue your HPS coverage as long as you do not refinance your housing loan or change the ownership of your HUDC flat.

You are not eligible for an HPS cover as EC and private properties are not considered public housing.

 

It is recommended that you purchase equivalent private insurance to cover your outstanding housing loans.