Scheduled maintenance: Long-term care insurance information on Healthcare Dashboard is unavailable from 26 April 2024, 8pm to 28 April 2024, 11.30pm for upgrades.

Scheduled maintenance: CPF digital services will not be available on 28 Apr 2024, from 12am to 6am.

Scheduled maintenance: Long-term care insurance information on Healthcare Dashboard is unavailable from 26 April 2024, 8pm to 28 April 2024, 11.30pm for upgrades.

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What is Home Protection Scheme?

Home Protection Scheme (HPS) is a mortgage-reducing insurance that protects you and your loved ones from the risk of losing your HDB flat in the event of unforeseen circumstances like death, terminal illness, or total permanent disability. 

HPS is designed to ensure that your loved ones can continue to live in the flat without worrying about the financial burden from any unforeseen circumstances. It insures members up to the age of 65 or until the housing loans are paid up, whichever is earlier. As a member, you will be covered until the age of 65 or until your housing loans are fully paid off, whichever comes first.