Scheduled Maintenance: CPF digital services will not be available on 26 Mar 2023, from 12am to 8am.

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What is Home Protection Scheme?

Home Protection Scheme (HPS) is a mortgage-reducing insurance that protects you and your loved ones from losing your Housing & Development Board flat in the event of death, terminal illness or total permanent disability. HPS insures members up to age 65 or until the housing loans are paid up, whichever is earlier.