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What do I need to declare when I apply for my Home Protection Scheme cover?

When applying for your Home Protection Scheme (HPS) cover, you need to fully disclose all information regarding your health condition, including:

  • All your past and current illnesses,
  • Any surgery/treatment/medical test that you had previously undergone or will be undergoing, and
  • Any physical or mental impairment.

If you are unsure about the relevance of the information, you are advised to still disclose it. This includes any medical information that you may have provided to the officer during your appointments at HDB/financial institution/solicitor’s office, but which you did not include in your health declaration.

Please note that we may arrange a medical examination for you and/or request a copy of the medical report on your health condition to assess your eligibility for an HPS cover.

If you have an up-to-date medical report, you can submit a copy to us as a supporting document. Please note that the cost of obtaining the medical report will be borne by you.

Find out more:

I would like to submit a medical report to support my Home Protection Scheme application. What is the information required in the medical report?