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What do I need to declare when I apply for my Home Protection Scheme cover?

You have to fully disclose all information regarding your health condition, including:

  • All your past and current illnesses
  • Any surgery/treatment/medical test that you had previously undergone or will be undergoing, and
  • Any physical or mental impairment.

If you are not sure about the relevance of the information, you are advised to disclose it. This includes any medical information that you may have provided to the officer during your appointments at the HDB/financial institution or to the solicitor but not provided in your health declaration.

We may arrange a medical examination for you and/or request a copy of the medical report on your health condition.