What are the claim exclusions for the Home Protection Scheme?
The Home Protection Scheme (HPS) provides coverage for CPF members in the event of death, terminal illness, or total permanent disability.
However, there are certain exclusions to the coverage. If any of the following events occur within the first year of the policy, claim benefits will not be payable:
- The member committed self-inflicted injury or suicide
- The member committed a criminal offence punishable by death, or
- The claim arose from the member’s own intentional criminal act
Additionally, HPS benefits will not be payable if:
- The member was not in good health before the start of HPS cover
- The member provided false or misleading information, or
- The claim arose from wars or any warlike operations or participation in any riot.
