Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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How is the Home Protection Scheme premium calculated?
Home Protection Scheme premium is calculated based on the following factors:
  • Outstanding housing loan on the flat
  • Loan repayment period
  • Type of loan (concessionary or market rate)
  • Age and gender
  • Percentage share of cover
Premiums are generally higher for higher share of coverage, larger loan amounts or longer repayment periods. The premiums would be lower for younger persons and females, due to lower mortality risk.