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How do I terminate my Home Protection Scheme cover?

You can terminate your Home Protection Scheme (HPS) cover online using your Singpass.

It is important to note that the total remaining coverage for the co-owner(s) of your flat must be at least 100% after the termination of your HPS cover, otherwise your application will be rejected. 

You will get a full premium refund to your Ordinary Account (OA) if the termination application is received within one month from the issuance of your HPS cover. Otherwise, any unused premium will be refunded back to your OA upon the termination of your HPS cover.

The monthly servicing of your housing loan instalments via CPF savings (if any) will cease upon the termination of your HPS cover.