Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

Your page is loading.
One moment please.

How do I pay the Home Protection Scheme premium?

Home Protection Scheme (HPS) premium is automatically deducted from your CPF Ordinary Account (OA) annually.

You can check and view the deduction from your CPF account via my cpf digital services - My Statement. The deduction will also be shown in your Yearly Statement of Account (YSOA).

If your OA balance is not enough to pay the premium, you will be notified to top up your OA within a grace period of 2 months. Your family member i.e. your spouse/parent/child/sibling, who co-owns the flat with you, can authorise us to use his/her OA savings to pay your premium shortfall.

The HPS premium is structured to be paid yearly so that the scheme remains viable and the premiums are kept affordable for all insured members.

HPS premiums can only be paid from the savings in CPF Ordinary Account (OA). The CPF Special Account (SA) savings are meant for members’ retirement needs as it may be the only source of funds that members can turn to for financing their living expenses in old age.